Marital agreements are like premarital agreements, but they are signed by couples who are already
married. The usual reason is that they are having some friction and want to spell out in detail
their rights. The longer a marriage lasts, the more property the less wealthy spouse can usually
get in a divorce. A marital agreement is sometimes offered as an alternative to a divorce. The
wealthier spouse says, “I want a divorce now, but if you sign this, we can wait and see if things
The big difference between a premarital and a marital agreement is that people who are married
already have legal rights, while unmarried people do not. In the event of divorce, the formula in
most states is that each spouse gets one-half of all joint property and one-half of the property the
other spouse accumulated during the marriage.
So, if one spouse built up a big pension plan, or accumulated a lot of wealth during a marriage—
even if the marriage was short—the other spouse could be giving up half of that by signing a
marital agreement that waives property rights. For this reason, it is absolutely necessary that both
spouses give complete financial disclosure before signing a marital agreement. If the disclosure is
incomplete or false, the agreement can be held void.
Because of the important legal rights that are involved, you should not sign such an agreement before you fully understand the legal consequences. Consider consulting an attorney if there is a considerable amount of property at stake.
When your name changes, either by marriage or through court action, it can be convenient to
have a standard form you send to everyone who needs to know. Some businesses or government
agencies may have their own form that they require you to submit. But for those who do not, a
NOTICE OF CHANGE OF NAME would be acceptable.
Sample Marital Agreement
This Agreement is entered into on _____________________________, 20________, by and between
___________________________________________________ (hereafter referred to as the Husband), and
___________________________________________________ (hereafter referred to as the Wife), who agree that:
1. MARRIAGE. The parties were married on _______________________________________________________.
2. PURPOSE OF AGREEMENT. Both parties currently own assets, and anticipate acquiring additional assets, that
they wish to continue to control, and they are executing this Agreement to fix and determine their respective rights
and duties during the marriage, in the event of a divorce or dissolution of the marriage, or on the death of one of
3. FINANCIAL DISCLOSURE. The parties have revealed to each other full financial information regarding their
net worth, assets, holdings, income, and liabilities; not only by their discussions with each other, but also through
copies of their current financial statements, copies of which are attached hereto as Exhibits A and Exhibit B. Both
parties acknowledge that they had sufficient time to review the other’s financial statement, are familiar with and
understand the other’s financial statement, had any questions satisfactorily answered, and are satisfied that full and
complete financial disclosure has been made by the other.
4. ADVICE OF COUNSEL. Each party had legal and financial advice, or had the opportunity to consult independent
legal and financial counsel, prior to executing this Agreement. Either party’s failure to so consult legal and financial
counsel constitutes a waiver of such right. By signing this Agreement, each party acknowledges that he or she
understands the facts of this Agreement, and is aware of his or her legal rights and obligations under this
Agreement, or arising because of their contemplated marriage.
5. CONSIDERATION. The parties acknowledge that the mutual promises and covenants of this Agreement are the
consideration for their acceptance.
6. EFFECTIVE DATE. This Agreement shall become effective and binding upon execution.
7. DEFINITIONS. As used in this Agreement, the following terms shall have the following meanings:
(a) “Joint Property” means property held and owned by the parties together. Such ownership shall be as tenants
by the entirety in jurisdictions where such a tenancy is permitted. If such jurisdiction does not recognize or
permit a tenancy by the entirety, then ownership shall be as joint tenants with rights of survivorship. The intention
of the parties is to hold joint property as tenants by the entirety whenever possible.
(b) “Joint Tenancy” means tenancy by the entirety in jurisdictions where such a tenancy is permitted, and
joint tenancy with rights of survivorship if tenancy by the entirety is not recognized or permitted. The intention of
the parties is to hold joint property as tenants by the entirety whenever possible.
8. HUSBAND’S SEPARATE PROPERTY. The Husband is the owner of certain property, which is set forth and
described in Exhibit A, attached hereto and made a part hereof, that he intends to keep as his nonmarital, separate sole, and individual property. All income, rents, profits, interest, dividends, stock splits, gains, and appreciation in value, relating to any such separate property shall also be deemed separate property.
9. WIFE’S SEPARATE PROPERTY. The Wife is the owner of certain property, which is set forth and described in
Exhibit B, attached hereto and made a part hereof, that she intends to keep as her nonmarital, separate, sole, and
individual property. All income, rents, profits, interest, dividends, stock splits, gains, and appreciation in value,
relating to any such separate property shall also be deemed separate property.
10. JOINT OR COMMUNITY PROPERTY. The parties intend that certain property shall, from the beginning of
the marriage, be marital, joint, or community property, which is set forth and described in Exhibit C, attached
hereto and made a part hereof.
11. PROPERTY ACQUIRED DURING MARRIAGE. The parties recognize that either or both of them may acquire
property during the marriage. The parties agree that the manner in which such property is titled during the marriage
shall control such property’s ownership and distribution in the event of any divorce, dissolution of marriage,
separation, or death of either party. Such property shall be held as provided in the instrument conveying or evidencing
title to such property. If the instrument does not specify or if there is no instrument, the property shall be
held as a tenancy by the entirety, or as a joint tenancy with rights of survivorship in the event tenancy by the entirety
is not recognized by the court having jurisdiction over the distribution of such property. Any property acquired
that does not normally have a title or ownership certificate shall be considered as joint property unless otherwise
specified by the parties in writing. All wedding gifts shall be deemed joint property, unless specified as separate
property in either Exhibit A or B.
12. BANK ACCOUNTS.Any funds deposited in either party’s separate bank accounts shall be deemed that party’s separate
property. Any funds deposited in a bank account held by the parties jointly shall be deemed joint property.
13. PAYMENT OF EXPENSES. The parties agree that their expenses shall be paid as set forth in Exhibit D, attached
hereto and made a part hereof.
14. DISPOSITION OF PROPERTY. Each party retains the management and control of the property belonging to
that party, and may encumber, sell, or dispose of the property without the consent of the other party. Each party
shall execute any instrument necessary to effectuate this paragraph on the request of the other party. If a party does
not join in or execute an instrument required by this paragraph, the other party may sue for specific performance
or for damages, regardless of the doctrine of spousal immunity, and the defaulting party shall be responsible for
the other party’s costs, expenses, and attorney’s fees. This paragraph shall not require a party to execute a promissory
note or other evidence of debt for the other party. If a party executes a promissory note or other evidence of
debt for the other party, that other party shall indemnify the party executing the note or other evidence of debt
from any claims or demands arising from the execution of the instrument. Execution of an instrument shall not
give the executing party any right or interest in the property, or the party requesting execution.
15. PROPERTY DIVISION UPON DIVORCE, DISSOLUTION OF MARRIAGE, OR SEPARATION. In the event of
divorce, dissolution of marriage, or separation proceedings being filed and pursued by either party, the parties agree that the terms and provisions of this agreement shall govern all of their rights as to property; alimony, including permanent periodic, rehabilitative, and lump sum; property settlement; rights of community property; and, equitable
distribution against the other. Each party releases and waives any claims for special equity in the other party’s
separate property or in jointly owned property. If either party files for divorce, dissolution, alimony, or spousal support
unconnected with divorce, separation, or separate maintenance, the parties agree that either shall, in the filing
of said proceedings, ask the court to follow the provisions and terms of this Marital Agreement and be bound by
the terms of this Agreement.
16.ALIMONY. In the event of divorce or dissolution of marriage proceedings being filed by either party in any state
or country, each party forever waives any right to claim or seek any form of alimony or spousal support, attorneys’
fees, and costs from the other. Any rights concerning distribution of property are otherwise covered by this
Agreement, and any rights to community property or claims of special equity are waived and released. In the event
that a final judgment or decree of divorce or dissolution of marriage is entered for whatever reason, the parties
agree that the provisions of this agreement are in complete settlement of all rights to claim or seek any form of
financial support, except child support for any living minor children of the parties, from the other.
17. DISPOSITION UPON DEATH. Each party consents that his or her estate, or the estate of the other, may be
disposed of by will, codicil, or trust, or in the absence of any such instrument, according to the laws of descent
and distribution and intestate succession as if the marriage of the parties had not taken place. In either event, the
estate shall be free of any claim or demand of inheritance, dower, curtesy, elective share, family allowance, homestead
election, right to serve as executor, administrator, or personal representative, or any spousal or other claim
given by law, irrespective of the marriage and any law to the contrary. Neither party intends by this agreement to
limit or restrict the right to give to, or receive from, the other an inter vivos or testamentary gift. Neither party
intends by this agreement to release, waive, or relinquish any devise or bequest left to either by specific provision
in the will or codicil of the other, any property voluntarily transferred by the other, any joint tenancy created by the
other, or any right to serve as executor or personal representative of the other’s estate if specifically nominated in
the other’s will or codicil.
18. DEBTS. Neither party shall assume or become responsible for the payment of any preexisting debts or obligations
of the other party because of the marriage. Neither party shall do anything that would cause the debt or obligation of
one of them to be a claim, demand, lien, or encumbrance against the property of the other party without the other
party’s written consent. If a debt or obligation of one party is asserted as a claim or demand against the property of
the other without such written consent, the party who is responsible for the debt or obligation shall indemnify the
other from the claim or demand, including the indemnified party’s costs, expenses, and attorneys’ fees.
19. HOMESTEAD. Each party releases any claim, demand, right, or interest that the party may acquire because of
the marriage in any real property of the other because of the homestead property provisions of the laws of any state
concerning the descent of the property as homestead.
20. FREE AND VOLUNTARY ACT. The parties acknowledge that executing this agreement is a free and voluntary
act, and has not been entered into for any reason other than the desire for the furtherance of their relationship in marriage. Each party acknowledges that he or she has had adequate time to fully consider the consequences of signing this agreement, and has not been pressured, threatened, coerced, or unduly influenced to sign this agreement.
21. GOVERNING LAW. This Agreement shall be governed by the laws of ________________________________.
22. SEVERABILITY. If any part of this Agreement is adjudged invalid, illegal, or unenforceable, the remaining parts
shall not be affected and shall remain in full force and effect.
23. FURTHER ASSURANCE. Each party shall execute any instruments or documents at any time requested by the
other party that are necessary or proper to effectuate this Agreement.
24. BINDING EFFECT. This Agreement shall be binding upon the parties, and upon their heirs, executors, personal
representatives, administrators, successors, and assigns.
25. NO OTHER BENEFICIARY. No person shall have a right or cause of action arising out of or resulting from this
Agreement except those who are parties to it and their successors in interest.
26. RELEASE. Except as otherwise provided in this Agreement, each party releases all claims or demands to the
property or estate of the other, however and whenever acquired, including acquisitions in the future.
27. ENTIRE AGREEMENT. This instrument, including any attached exhibits, constitutes the entire agreement of
the parties. No representations or promises have been made except those that are set out in this Agreement. This
Agreement may not be modified or terminated except in writing signed by the parties.
28. PARAGRAPH HEADINGS. The headings of the paragraphs contained in this Agreement are for convenience
only, and are not to be considered a part of this Agreement or used in determining its content or context.
29. ATTORNEYS’ FEES IN ENFORCEMENT. A party who fails to comply with any provision or obligation contained
in this agreement shall pay the other party’s attorneys’ fees, costs, and other expenses reasonably incurred in
enforcing this Agreement and resulting from the noncompliance.
30. SIGNATURES AND INITIALS OF PARTIES. The signatures of the parties on this document, and their initials
on each page, indicate that each party has read, and agrees with, this entire Marital Agreement, including any and
all exhibits attached hereto.
31.o OTHER PROVISIONS. Additional provisions are contained in the Addendum to Marital Agreement,
attached hereto and made a part hereof.